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First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Q	What was the world's highest viewing platform before the opening of the Empire State Building in 1939?
A	The Eiffel Tower, built between 1887-1889, was for 42 years the highest viewing platform in a man-made structure.
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Lexington Home Link, REALTOR®, real estate agents and broker for Lexington, Georgetown and NicholasvilleKentucky home listings, property and land for sale - NUMBER1EXPERT™

Lexington Home Link
Keller Williams Bluegrass Realty
2424 Harrodsburg Rd., #101
Lexington, KY 40503
Tel: 859-509-4226
Fax: 859-269-0065
Toll Free: 888-509-4226
Email: lexhomelink@aol.com
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